Let Us See The World For What It Is And Not Believe What The Media Says Be Aware But Do Not Live In Fear

Posted by coolhandluciano on November 10, 2009

“Empowerment is not giving people power. They already have plenty of power – in the wealth of their knowledge and motivation – to do their jobs magnificently. We define empowerment as letting this power out.”

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Posting Pics Online? What Your Photos Say About You

Jeanna Bryner
Senior Writer
LiveScience.com jeanna Bryner
senior Writer
livescience.com – Mon Nov 9, 11:23 am ET

Those photos you post on Facebook could paint an accurate picture of your personality, new research on first impressions suggests.

And perhaps as expected, the more candid a shot the more nuances of your personality show through.

”In an age dominated by social media where personal photographs are ubiquitous, it becomes important to understand the ways personality is communicated via our appearance,” said study researcher Laura Naumann of Sonoma State University. “The appearance one portrays in his or her photographs has important implications for their professional and social life.”

With this information, there’s always the option of tweaking your image, and thus your personality to the outside world. “If you want potential employers or romantic suitors to see you as a warm and friendly individual, you should post pictures where you smile or are standing in a relaxed pose,” Naumann said.

Scientists have known physical appearance is important for first impressions and that such initial impressions can be hard to undo, particularly negative ones. Studies have shown judgments made at first glance of a CEO can predict his or her success. But until now little was known about how well people judged personality based on appearance and what physical factors are most important.

In the new study, 12 observers looked at full-body photos of 123 undergraduate students who they had never met before. Six observers viewed the students in a neutral pose and six saw the same students in a spontaneous pose.

The participants rated each photo on 10 personality traits: extraversion, agreeableness, conscientiousness, emotional stability, openness (open to experience), likability, self-esteem, loneliness, religiosity and political orientation.

To figure out accuracy of the judgments, the researchers compared the results with the posers’ self-ratings and ratings from three close friends.

For the controlled poses, the observers accurately judged extraversion and self-esteem. When participants looked at the naturally expressive shots, which revealed dynamic non-verbal cues, they were nearly spot-on, getting nine out of the 10 traits correct (everything but political orientation).

For instance, both the neutral and expressive photos garnered about a 70 percent success rate.

“Extraversion is one of those things that’s probably the easiest trait to judge,” Naumann told LiveScience. “Even without seeing whether someone is smiling or not people can pick that up.”

But when judging likeability, observers got it right on average for 55 percent of the photos with neutral poses and 64 percent of the expressive photos. Similar results were found for agreeableness, with participants judging correctly 45 percent of the time for neutral poses compared with 60 percent in the expressive images.

Beyond pure science, the researchers say the results, which will be detailed in the December issue of the journal Personality and Social Psychology Bulletin, have practical implications.

For example, if you want to come off as an extravert, try to smile more, stand in energetic and less tense ways, and gear your overall appearance to look healthy (as opposed to sickly), neat and stylish, the study found. For those interested in seeming open to new experiences, it’d be best to show off a distinctive style of dressing rather than a healthy, neat appearance.

LiveScience.com chronicles the daily advances and innovations made in science and technology. We take on the misconceptions that often pop up around scientific discoveries and deliver short, provocative explanations with a certain wit and style. Check out our science videos, Trivia & Quizzes and Top 10s. Join our community to debate hot-button issues like stem cells, climate change and evolution. You can also sign up for free newsletters, register for RSS feeds and get cool gadgets at the LiveScience Store.

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Humans can easily tap into their own imagination power and bring what they desire into physical reality; not only that, but we can imagine multiple futures for ourselves based on different plans of actions we can follow. To manifest desires, time is no longer a barrier when you tap into the power of vivid imagination. When the mind has a framework and a vision, it expects to realize it. You then bring into play what’s known as the Universal Law of Expectation.

What you expect to happen usually does. Why? Because your subconscious mind will manifest desires by bringing forth whatever you vividly imagine. Think ahead of time to make sure you will be completely comfortable with your goals if you actually achieved them. Think about the future impact it will have on your life, your family, and those close to you. You have great potential inside of you in the form of energy waiting to be unleashed.

Discover The Greatest Secrets Of The Mind And Reality That Will Get You Anything You Desire, Almost Like Magic! If you want to FINALLY experience the COMPLETE Manifestation of All the Miracles, Success, Wealth, Health, Love and Happiness that you have always dreamed of… then register as member of Mind Reality now!

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From Mr. Wes Hopper: http://www.CreateSuccessSeminars.com/books.html

“Yes, you have a perfect right to be angry
at some injustice that has taken place in
your life, and you also have a right to the
stomach ulcers that inevitably follow. For
we are always dealing with law.”
Eric Butterworth

There is one great law that governs all our
affairs of life. It’s called “cause and effect.”

The way it works with our people relationships
is that what we put out comes back to us
multiplied.

So if someone commits an injustice on
us, that injustice will rebound on the
offender, multiplied. It’s their problem.

Now, we may have to deal with the effects
of the injustice on us. But how we respond
emotionally makes all the difference.

If we simply deal with it without adding our
emotional energy to it, it remains their
problem.

If we emotionally accept the injustice, by
choosing to get angry, or insulted, or
wounded, or revengeful at the offender,
it’s now our problem too. And our anger
shows up in our mind and body multiplied.

We get ulcers, headaches, indigestion,
insomnia and other physical problems
that let us know we’ve broken the law.

That’s why Jesus suggested that we
should forgive “seventy times seven”
times. Because he knew that when we
put out love and forgiveness, we get
love and forgiveness back.

Not necessarily from the same place we
gave it to, but who cares? As long as we
get lots of it!

That’s the law!

Massive Revolutionary Changes
by Martin D. Weiss, Ph.D.

I’ve just returned from Munich, Germany, where Claus Vogt and I addressed the 8th Annual Conference of Sicheres Geld subscribers.

Here are the highlights of my side of the presentation. (Claus will give you his side in a future issue).

Massive Revolutionary Changes

A few years ago, when we first began this journey together, we warned that the U.S. government was leading us to a future banking panic.

We warned about the housing bubble that was about to burst.

We told you about the giant monster of derivatives that could someday explode.

And we showed you how the U.S. real estate bust and the derivatives monster were likely to strike the largest financial institutions of Wall Street, threatening a meltdown in global financial markets.

Then, three years ago, we described the coming crisis in greater detail, naming the large financial institutions we believed were most likely to fail:

Bear Stearns and Lehman Brothers, two of America’s largest investment banks
Countrywide Financial and Fannie Mae, America’s largest mortgage lenders
Washington Mutual, America’s largest savings and loan corporation
Citigroup, America’s largest consumer ban

Virtually no one believed this was possible.

When we gave the story of the Citigroup failure to a reporter of a major business magazine, the editor nixed the story. When we told other banking experts that Citigroup was on the brink of failure, they laughed. When we told government officials, the company executives simply told them we were crazy.

As it turned out, the crisis was not less severe than we expected. Nor was it as severe as expected. Rather, the crisis was actually more severe — for two reasons.

First, in addition to the companies that we named as candidates for failure, several other giant companies that we had not named also went bankrupt or required a bailout.

The failed Wall Street firms included not only Bear Stearns and Lehman Brothers, but also Merrill Lynch.

The failed commercial banks included not only Citigroup, but also Bank of America.

The bankrupt institutions were not only in the U.S., but also in the U.K., Germany, and even Switzerland — Royal Bank of Scotland; IKB and Hypo Real Estate in Germany; and UBS in Switzerland.

They included not only banks and brokerage firms, but also the largest single insurance company in America, AIG.

But whether we named them ahead of time or not, the salient fact is that, in nearly every major financial industry — commercial banking, investment banking, consumer banking, brokerage, mortgage lending, and insurance — the companies that failed, or almost failed, were not small- or medium-sized. They weren’t the third largest or fourth largest. They were the single largest in the world.

Think about that: The world’s largest companies in every single sector of the financial industry. Failed. Bankrupt.

Now, fast-forward to today, November 7, 2009. Suddenly and miraculously, the same economists who told you this crisis could never happen are now telling you that this crisis is “over.” And the same government officials who scoffed at the notion of giant financial failures are claiming they have the final solution to those failures.

But the derivatives we warned you about are not gone. They are still there. Nor are the bad debts on the books of major banks. And most important, the government policies which created the crisis in the first place have not been modified or reduced. They have actually been accelerated, as we’ll demonstrate in a moment.

And therein lies the second reason the crisis is actually worse than we expected. With its deliberate policies, the U.S. government, along with governments here in Europe, have now transformed the Wall Street debt crisis into the Washington debt crisis.

They have transformed a crisis that was bankrupting individual institutions into a crisis that could threaten to bankrupt sovereign governments. Worst of all, they have converted a crisis of debt into a crisis of our currency.

This chart shows the monetary base of the United States. It represents the most basic form of money supply — cash currency in the coffers of U.S. banks plus their total reserves.

As long as this basic measure of money supply is growing at a moderate pace, you can generally expect stability in the U.S. dollar, gold, and other markets. There will be ups and downs, of course, and sometimes, due to other global events, those ups and downs could be sharp. But they will not turn the world upside down.

Indeed, this had been the pattern since World War II: relatively moderate expansion. Up until September of last year, when Lehman Brothers failed, it took the U.S. Federal Reserve a total of 5,012 days to double this measure.

But then, look what happened: Fed Chairman Ben Bernanke doubled the U.S. monetary base in 112 days. Not in 5,012 days as his predecessors had done — but in a meager 112 days! He accelerated the pace of bank reserve expansion by a factor of 45 to 1.

Imagine a crowded highway with most cars traveling at an average speed of 100 km per hour. Then imagine a new driver appearing on the scene with a jet-powered engine that accelerates to a supersonic speed of 4,500 km per hour. That’s the same magnitude of change Fed Chairman Bernanke has presided over.

Ladies and gentlemen, this is not just more of the same trend that we have witnessed over the decades. It’s a massive, revolutionary change in the entire structure of the U.S. economy.

Even in the most extreme circumstances of history, the Fed never pumped in this much money in such a short period of time.

For example, before the turn of the millennium, the Fed was afraid of a computer catastrophe at the banks caused by the widely publicized Y2K bug. So it rushed to provide liquidity to U.S. banks and increased the monetary base by $73 billion in three months. At the time, that was considered huge. But this time, Mr. Bernanke has increased the monetary base by over $1 trillion, or 14 times more!

Here’s another example: In the days following the terrorist attacks on September 11, 2001, the Federal Reserve rushed to flood the banks with liquid funds. That time, it added $40 billion in less than 14 days. However, Mr. Bernanke’s recent trillion-dollar deluge of money is twenty five times larger.

Here’s the most astounding fact of all: After the Y2K and 9/11 crises had passed, the Fed promptly reversed its money infusions. It pulled out the extra liquidity from the banking system.

But this time, Mr. Bernanke has done precisely the opposite. Since he doubled the currency and reserves at the nation’s banks with his 112-day money-printing frenzy in late 2008, he has thrown still more money into the pot. And late last month, the monetary base surged to new, all-time highs.

Ladies and gentlemen, this is not just more of the same trend that we have witnessed over the decades. It’s a massive, revolutionary change in the entire structure of the U.S. economy.

This is the elephant in the room — the situation that everyone knows is there, but no one wants to admit.

Now, let’s take a look at this same elephant from another perspective — the largest federal budget deficits in the history of mankind.

If the U.S. federal deficit were growing by 20 percent, 30 percent, or even as much as 50 percent, the pundits could have argued that it was just the continuation of a long-term trend, that it was simply more of the same.

But just in the last 12 months, the U.S. federal deficit has exploded from $454.8 billion in fiscal 2008 to $1.4 trillion in fiscal 2009. It has tripled in size in just one year’s time.

I repeat: This is not just more of the same trend that we have witnessed over the decades. It’s a massive, revolutionary change in the entire structure of the U.S. economy … and it’s totally unprecedented in history.

Now let’s turn to the consequences of these events — first, the intended consequences and then some of the unintended consequences.

Consequence #1 is a recovery in the U.S. economy. When the government creates that much monetary and fiscal stimulus, it naturally has some impact, of course. That’s why a recovery is now under way and why it is likely to continue for a few more quarters.

Consequence #2 is the rally in the U.S. stock market. Again, when so much liquidity is pumped into the economy, it’s only natural that some of it would flow into equities.

Consequence #3 is a recovery in emerging markets. Here, unlike the U.S. and other Western economies, not only are the economies benefiting from government stimulus, but they are also benefiting from strong domestic fundamental growth factors.

Consequence #4 is the decline of the U.S. dollar. The greenback is falling against the euro and virtually every major currency on the planet, and it will probably continue to do so. The U.S. Dollar Index, which measures the dollar against a basket of six major currencies, is now nearing its lowest level in history. Once that level breaks, the pace of the dollar’s decline could accelerate sharply.

Consequence #5 is the decline in the value of paper money as a whole, and the parallel rise in gold. Friday, gold pierced the $1,100 per-ounce level. Next, despite any intermediate setbacks, it could rise to $1,300.

Consequence #6 is rising interest rates. Yes, the Federal Reserve can hold its official short-term interest rates near zero, and this is precisely what it’s doing. But the Fed does not exert the same control over long-term interest rates. Nor can it control foreign central banks, some of which are beginning to raise interest rates. And most important, the U.S. government cannot control foreign investors who now own over half of the publicly traded U.S. government securities.

Meanwhile, the forces driving long-term interest rates higher are powerful and enormous — the same forces we told you about earlier: massive monetary inflation and equally massive federal deficits.

Consequence #7 is an anemic U.S. economy overall, weighed down by high unemployment, low spending, and most important, the largest debts of all time. Don’t expect this recovery to last very long. A second recession could come quickly on its heels.

I am often asked: Is the recession over? My answer is “yes.”
But to the more important question — is America’s long-term depression over? — my answer is a firm “no.” In the years ahead, we’re likely to see a series of longer-than-usual recessions interrupted by shorter-than-normal recoveries, all adding up to a long depression.

Such is the inevitable consequence of the massive, revolutionary changes that have already taken place … with more changes of similar magnitude still ahead.

P.S. Our whitelisting instructions have changed! To ensure you don’t miss out on any breaking news or alerts, please take a moment to add the below addresses to your address book. Or click here to see step-by-step whitelisting instructions.

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This investment news is brought to you by Money and Markets. Money and Markets is a free daily investment newsletter from Martin D. Weiss and Weiss Research analysts offering the latest investing news and financial insights for the stock market, including tips and advice on investing in gold, energy and oil. Dr. Weiss is a leader in the fields of investing, interest rates, financial safety and economic forecasting. To view archives or subscribe, visit http://www.moneyandmarkets.com.

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In The News;

Lack of health care worsens women’s life quality: WHO

By Laura MacInnis

GENEVA (Reuters) – Despite living six to eight years longer than men, women lack essential health care throughout their lives, particularly as teenagers and elderly people, the World Health Organization said on Monday.

In a report, the WHO said that women around the world are “denied a chance to develop their full human potential” because many critical medical needs are ignored.

“Women generally live longer than men, but their lives are not necessarily healthy or happy,” Margaret Chan, the head of the United Nations health agency, said at the WHO on Monday.

Though women tend to seek out medical services more often than men — particularly before, during and after pregnancy — they often fail to get adequate treatment to cope with violence, depression and problems related to old age, such as dementia.

“The obstacles that stand in the way of better health for women are not primarily technical or medical in nature. They are social and political,” Chan said.

Childbirth assistance can be particularly hard to access for unmarried and marginalized women, teenagers and sex workers, WHO said in its first attempt to log differences between men’s and women’s health over their lifetimes.

“In many countries, sexual and reproductive health services tend to focus exclusively on married women and ignore the needs of unmarried women and adolescents,” the report said.

“Paradoxically, health systems are often unresponsive to the needs of women despite the fact that women themselves are major contributors to health, through their roles as primary care givers in the family and also health care providers,” it said.

WHO also said some 99 percent of the estimated 500,000 women who die every year giving birth are in developing countries where medical supplies and skilled workers are in short supply.

But while emphasizing the many links between poverty and ill health, the report also stressed that many shortcomings affect women across income brackets and geographical regions.

Depression and anxiety affect far more women than men, and women are more likely to catch sexually transmitted diseases.

Women are also overwhelmingly more likely to be victims of sexual violence than men, and elderly women’s health problems such as eyesight and hearing loss, arthritis, depression and dementia are often untreated.

Unequal access to education, employment and fair wages can also present obstacles to women’s health, especially in markets where medical insurance is linked to work or where user fees are required to access basic services, the WHO report found

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Politics Again Here We Go!!! It Will Be Ok We Just Need To Believe There Will Be A Better Future

Posted by coolhandluciano on November 9, 2009

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There are many types of power and energy in the world around us. Everything in the universe and the unseen is fueled by it. Our personal power is the spirit that gives us the ability to live. Without personal power, we would die. However, our personal power is much more than that. This inner magic is one of the greatest sources that we have for the energy we use in creating our reality. We need to be aware of it, to learn to control it and to learn to increase it.

Understand that power is a physical thing. This is not a metaphor. Power is a real thing that exists. As you learn to control your personal energy expenditure, you should work on your mental control of your energy. Meditation and visualization are important skills for those who are trying to control their personal energy. Learn how to direct it with your mind through your body. You control the shape and the form of energy, and so as you visualize, change the way the energy appears to you and creates reality.

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From Phillip HUmbert;

The Joy of Going Too Far

Many people have observed that the only way to have more, earn more, or do more is to first “become more.” I’ve always had a conflicted relationship with that advice.

On the one hand, none of us will ever be one bit “more” than we are right now. We each have, and have always had all the tools, brains, creativity, drive, talent, and resources we need to be fully human. We wil l never be even a tiny bit “more” than we are right now. So, one part of me objects to the idea that we can “become more.”

There are far too many people telling us we are somehow inadequate or less than we “should” be. I reject that! Advertisements are always telling us that to be happy or sexy or rich or powerful (or younger—I love that one!) we should buy their product, join their campaign, or learn some new skill. As an old bald guy, I especially like the ads to “re-grow” my hair so I’ll be younger, more attractive and sexy. Right!

On the other hand. There is great truth in the idea that very few of us ever develop all the potential that lives within us. I’ve always had a dread of dying “with my music still inside me.” I hate the idea that fear or laziness or being “too busy” may keep me from exploring my world and living to the full.

One of my value s is to end my life by looking God in the face and being able to honestly say, “I did it all. I used all the talent, explored all the opportunities, experienced all the richness life had to offer.” I’ve always shared Henry Thoreau’s fear that he might die “and discover that I had never truly lived.”

Life is to be lived! We know we’re alive because we’re growing, deciding, trying, learning, exploring and yes, making mistakes. We know we’re fulfilling life’s promise by using the talents God gave us. Imagine the insult to life, to God, of “hiding our talents” or being shy about them! Rather, I suspect we honor life and God by “showing off.” We honor life by doing stuff, by reaching further, by dancing wildly, by singing (yes, even off-key) and exploring our world. There is something God-like and uniquely human about audacity. Even the “sin” of hubris, the arrogance of going much too far, has a joy that I like. Better to try too much, to reach too far, to dare the impossible than to sit quietly, waiting for death.

I’m convinced that few, if any, of us are ever fully alive, fully human, in the sense of being and doing all we are capable of. To me, that’s a terrifying, sad and tragic thought.

At the same time, I understand the fear that holds us back. No one likes to fail or be embarrassed. No one enjoys the pain of trying, only to be ridiculed or laughed at if it doesn’t work out as we hoped.

But here’s a huge secret: Only those who risk going “too far” ever discover the joy of knowing how far they can go! And here’s a deadly corollary: Those who laugh the quickest and loudest at our “arrogance” are those held most tightly in the grip of fear.

Neil Armstrong went “too far”—all the way to the moon and back. Lewis and Clark went “too far”—all the way to the Pacific ocean and back. Maggie Thatcher and Golda Meir went “too far”—and became the heads of their respective countries. Amelia Earhart regularly went “too far”—and in the end she died, but what a life she lived!

Whatever else you do with your life, be sure to stretch your wings. Regularly, go “too far.” Live until you die. Try stuff. Push the limits, take risks, express your opinions and show the world your true colors. The world is not hungering for “average” or “safe!” We need all the greatness we can get! Show us what you can do.

If you wish, start small. Here are some suggestions:

1. Read more. In particular, read something you would normally ignore or something you’re sure you’ll disagree with. Read history or a comic book, science or one of the great novels. Just read. Learn something n ew.

2. Watch better television. Anyone can watch silly comedies or cop shows. But why bother?! Rent a documentary or something controversial. Watch a cooking show, or history, or science or some “talking heads” arguing politics. Let them make you mad. Let them make you think. And above all, argue back!

3. Eat something strange. Try a new restaurant you’re sure you “won’t like.” Or, how about worshiping with a friend who practices a different faith? How about learning a new language or attending a cultural festival? You won’t die, and you might discover something about yourself.

4. Be a beginner. Try a hobby or sport you’ve never tried. Sign up for a class on a topic you’ve never considered and see what happens. Try sky-diving or square dancing or take that computer class. I double-dare you!

5. Do lunch. Invite someone you’ve never met to lunch, preferably someone who’s very successful in a field you know nothing about. Ask questions, then listen. What’s it going to cost? A few bucks? And you were going to have lunch anyway, so see what you can learn. You might gain a friend, or even a new career!

Happiness is partly about becoming all we can be. Happiness and joy are connected to discovery, exploration and daring. If you can, buy a ticket on the space shuttle, but if you prefer to start smaller, start smaller. But start. And keep on going.

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Quotes of the Week

“Courage is doing what you are afraid to do. There can be no courage without fear.
– P. Hayes

“Every man dies. Not every man truly lives.”
– Braveheart

Entrepreneurship is a state of mind, a can-do attitude, a capacity to focus on a vision and work toward it.”
– Barry Rogstad

“In each of us are places where we have never gone. Only by pressing the limits do you ever find them. “
– Dr. Joyce Brothers

Have you ever set a goal that you DIDN’T achieve?

I know I have….

When you experience the pain, heartbreak and crushing
disappointment of setting an amazing goal you really want to
achieve and then NOT achieving it or falling way short,
suddenly you find yourself lost…

You doubt yourself, and ask questions like: “Am I asking for
too much? Should I lower my expectations?” or “Am I really good
enough, talented enough, skilled enough…?”

You get the picture. Have you been there and done that? I
sure have.

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Your reality is shaped by your beliefs, thoughts, and previous experiences. Your reality is a function of your consciousness. Current experiences, of course, further shape or prove or disprove your thoughts and beliefs that redefine your reality. I remember an incident many years ago as vividly as if it happened yesterday. A friend was quite offended when I said “We create our own reality.” I specifically used the collective “we” so she understood that I meant everyone, not just her. She defended an opposite belief; she preferred to believe that the world does things to her. I rarely argue about beliefs, so I let the difference pass.

Thoughts and beliefs work on all levels of your consciousness. Some beliefs you are aware of enough to articulate, others you become aware of as you think or talk, if you listen to yourself. Others are inherited or cultural; many beliefs are taught as facts in school and elsewhere. It is helpful to remember for every thought that exists, its opposite or absence also exists. It can be very empowering to recognize that you choose your thoughts from among the myriad of possibilities.

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The News;

Democratic consultant says he got a warning from White House after appearing on Fox News

‘We better not see you on again,’ the strategist says he was told by a White House official. The White House communications director denies that officials urge such a boycott.

By Peter Nicholas

November 8, 2009

Quote from LA Times :

By Peter Nicholas Los Angeles Times Staff Writer

November 6, 2009

Reporting from Washington – At least one Democratic political strategist has gotten a blunt warning from the White House to never appear on Fox News Channel, an outlet that presidential aides have depicted as not so much a news-gathering operation as a political opponent bent on damaging the Obama administration.

Political consultants are a staple of cable television talk shows, analyzing current events based on their own experiences working on campaigns or in government.

One Democratic strategist said that shortly after an appearance on Fox, he got a phone call from a White House official telling him not to be a guest on the show again. The call had an intimidating tone, he said.

The message was, ” ‘We better not see you on again,’ ” said the strategist, who spoke on condition of anonymity so as not to run afoul of the White House. An implicit suggestion, he said, was that “clients might stop using you if you continue.”

In urging Democratic consultants to spurn Fox, White House officials might be trying to isolate the network and make it appear more partisan.

A boycott by Democratic strategists could also help drive the White House narrative that Fox is a fundamentally different creature than the other TV news networks. For their part, White House officials appear on Fox News — but sporadically and with “eyes wide open,” as one aide put it.

David Plouffe, the president’s campaign manager and author of a new campaign book, “The Audacity to Win,” was scheduled to appear on Fox’s “On the Record” with Greta Van Susteren Thursday night as he promotes his book. His appearance, preempted by the breaking news of the shootings at Ft. Hood, Texas, has been rescheduled for Monday.

White House Communications Director Anita Dunn said Thursday night that she had checked with colleagues who “deal with TV issues” and they had not told people to avoid Fox. On the contrary, they had urged people to appear on the network, Dunn wrote in an e-mail.

But Patrick Caddell, a Fox News contributor and a former pollster for President Carter, said he has spoken to Democratic consultants who have been told by the White House to avoid appearances on Fox. He declined to give their names.

Caddell said he had not gotten that message himself from the White House. “They know better than to tell me anything like that,” he said.

Caddell added: “I have heard that they’ve done that to others in not-too-subtle ways. I find it appalling. When the White House gets in the business of suppressing dissent and comment, particularly from its own party, it hurts itself.”

The White House has taken an aggressive stance toward Fox. When President Obama appeared on five separate talk shows one Sunday in September, he avoided Fox.

“It would be foolish for us to just treat it like it’s CNN, ABC, NBC and CBS,” said a White House aide. “That doesn’t make any sense. That would be like saying we’re going to do [interviews] with the newsmagazines and we’re going to do Time, Newsweek and the [conservative] National Review.”

The aide spoke on condition of anonymity in order to talk more openly about the White House’s thinking.

Last month, Dunn told CNN that Fox was, in effect, an “arm” of the Republican Party. Dunn said in an appearance on the rival cable network: “Let’s not pretend they’re a news network the way CNN is.”

As the dust-up played out, Fox’s senior vice president of news, Michael Clemente, countered: “Surprisingly, the White House continues to declare war on a news organization instead of focusing on the critical issues that Americans are concerned about like jobs, healthcare and two wars.”

Fox’s commentators have been sharply critical of the Obama administration. After the president won the Nobel Peace Prize, Sean Hannity, who has a prime-time show on Fox, said he got the award for “trashing America.”

The two sides seemed interested in easing tensions. On Oct. 28, White House Press Secretary Robert Gibbs met privately with Clemente.

But White House aides haven’t changed their underlying view of Fox.

Fox’s audience is by far the largest of the cable networks, with an average of more than 2.1 million viewers in prime-time this year. CNN is second with 932,000 prime-time viewers.

Fox’s viewership is not what worries the White House, though. More troubling to White House aides is that other news organizations may uncritically follow stories that Fox has showcased.

The White House aide said: “Where some of the falsehoods become dangerous is when the rest of the media accepts them as fact and reports on them, either out of a desire to tap into Fox’s news audience — which you can understand, given where circulation and viewership rates are — or as some sort of knee-jerk fear of being considered liberally biased, which is what conservatives have been saying of the mainstream media for years.”

The White House’s pugnacious approach to the network leaves some Democrats troubled.

Don Fowler, a former Democratic National Committee chairman, said in an interview: “This approach is out of sync with my conception of what the Obama administration stands for and what they’re trying to do. I think they’ll think better of it and this will be a passing phase.”

http://www.latimes.com/news/natio…0786.story

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Empowerment,Love and Belief! That Is What Makes The Dreams Come True Believe My Friends Believe!!!

Posted by coolhandluciano on November 8, 2009

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To be a Miracle Manifestor, it is imperative to heighten your understanding of what a miracle really is. Be open to having a deep understanding of it rather than just a surface understanding of it. We tend to classify anything and any event that we don’t understand as miracles. We even call things we do understand miracles too, like a baby being born. (It’s not a bad thing, I’m just pointing it out for sake of relevancy) All of this creates confusion and a limited awareness of what a miracle really is.

Have you thought about this? The Universe or God, already has deep understanding of how Miracles formulate; since God is the source of all Miracles, God has no choice but to know. The universe doesn’t classify things as miraculous; we do! We choose to call it a Miracle because we don’t have a logical explanation of what took place. But the universe does. (It has a different logic. It has Ultimate logic since it is Ultimate Intelligence!) Miracles are simply events that generally, people have limited awareness of and about the cause of it. Miracles can be repeated like a science if only you knew exactly the mechanics of it.

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==> http://www.MindReality.com/specialoffer.html

Here is some important information that all should know and at the same time very, very interesting Please levae me your comments; By Robert Ringer

It is unconstitutional to force people to have health insurance.” Finally, someone said it! Obamacare is not a healthcare issue. It’s a freedom issue. Where in the world did anyone get the idea that the government has a Constitutional right to force supposedly free citizens to purchase anything?

Too many people – particularly television commentators – are missing the point on this one. The ongoing babble about everyone agreeing that healthcare needs to be “reformed” should be rejected out of hand, because the Constitutional reality is that healthcare is none of the government’s business.

When Wallace asked Limbaugh whether he sees the Republican Party as a big-tent party or a small-tent party, he unhesitatingly answered, “Big tent.” He then went on to explain that the big tent is the country.It’s amazing to me how many people – particularly Republicans – seem to ignore poll after poll that shows that Americans are overwhelmingly conservative. If Republicans want to avoid extinction, they do need to make their tent bigger – much bigger.But the way to accomplish that is not by inviting more No-Brain-McCain people into the party. It’s by sticking to their core principles and selling voters on the incredible benefits of less government and more individual sovereignty. They might also think long and hard about the results of last Tuesday’s elections.

As to BHO’s being “immature, inexperienced, in over his head,” while I agree with Rush on his assessment, I give BHO a bit more credit than he does. I believe the Duplicitous Despot knows exactly what he’s doing: relentlessly carrying out an agenda to, as he himself put it, “fundamentally change America.”Does anyone seriously believe that appointments like John Holdren, Van Jones, Cass Sunstein, Mark Lloyd, and Anita Dunn are simply a string of coincidences? The King of Narcissism didn’t just skim-read Rules for Radicals. Saul Alinsky’s childish, fuzzy ideas are deeply ingrained in his gray matter.

Perhaps the best of Rush came out when Wallace asked him, with regard to his purported $400 million radio contract, how anyone could possibly be worth that much money. Said Limbaugh, “Because that’s what people are willing to pay me.”Try explaining that to the President of Community Organizers and his capitalism-is-evil flock of thugs. More prominent conservatives and libertarians need to have the courage to make bold, honest statements in defense of capitalism.Capitalism is not something to be embarrassed about. I’m proud to say that I believe in economic freedom. Aside from the moral superiority of capitalism, a nice bonus is that economic freedom gives people at the bottom of the economic ladder the greatest opportunity to better their existence.

Like most people who have finally stopped celebrating the election of America’s first “black” president, Limbaugh sees a landslide for Republicans in 2010. But the one thing he did not say – something that I’ve been warning about since BHO was elected – is that there may not be elections in 2010.

As I’ve said before, I don’t want to be on record as predicting it, because I don’t want to believe it will actually happen. But I do think it’s wise to be prepared if something catastrophic should occur before November 2010 that would give Chairman Obama an excuse to declare a “state of emergency” and “postpone” the elections.

Barring that, yes, Republicans – and perhaps a number of independents – will sweep out much of the trash in the halls of Congress in 2010. Then we can all sit back, arms folded, and say to the new power holders, “Okay, folks, now prove to us that you understand the Constitution.”

What their response will be remains to be seen.

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Here is something that we can all take to heart and learn from leave me your comments on this as well;

Money Issues That Can Test Even a Rock-Solid Marriage

Peter DaSilva for The New York Times

When finances threaten a relationship couples can chose to disengage and get divorced or re-engage, says Sandra Wang, a licensed therapist and a certified divorce financial analyst.

By RON LIEBER

Published: November 6, 2009

When a couple first gets together, they may not have the same approach to managing money. But it’s often easy enough to get past any differences when so much of the future is theoretical anyway.

Then reality sets in. It may take years, even decades, but the gloss wears off. Children arrive, layoffs occur or housing prices collapse just as adult children run out of money.

In my last column, I highlighted a number of topics that the newly engaged should discuss to keep disagreements about money from later threatening the union. This week, I had intended to move on in my series about the financial impact of divorce and write about what happens after the split.

But some readers warned that I was skipping a step.

While it’s good to focus on financial conversations to have before getting married, they said, what about the wrenching financial issues that come up years or decades into the marriage that you never could have anticipated?

“You may find yourselves with an aging relative thousands of miles away who needs your care and support while you’re trying to put one of your own kids through college,” read a comment on nytimes.com from Leslie. “Tough to plan for that one, especially if the aging relative refuses to talk about their own finances ahead of time.”

Any situation like this can strain a marriage to the breaking point. You can either disengage and get divorced or re-engage, said Sandra Wang, a Morgan Stanley Smith Barney financial adviser who is a licensed marriage and family therapist and a certified divorce financial analyst.

What follows are five of the financial issues that are most likely to cause strife and a few ideas about how to work them out.

REDUCED CIRCUMSTANCES If your household income and assets aren’t what they once were, it can be a real problem for spouses who are not living in the style to which they have become accustomed. You may have thought that neither of you could possibly be the kind of person who would feel this way, until you found yourself in the thick of it and were surprised you were contemplating leaving the marriage. “Do they decide to check out?” asked Ms. Wang, who is based in Palo Alto, Calif. “Because if they decide to re-engage, it means readjusting expectations about what married life is going to look like. Can they redefine a relationship that’s not based around the lifestyle?”

Sadly, some people simply cannot.

YOUR MISTAKES When one person in the household is the chief financial officer, there’s just one place to point the finger when things go wrong. So in families where the price of the home has fallen, the adjustable-rate mortgage is resetting to a higher payment and the retirement accounts have fallen 25 percent from their peak, the resident money manager sometimes comes under attack.

“If you go into debt, you may smack your head and say ‘How could this have happened?’ and ‘You never told me we couldn’t afford this big of a house,’” said Lili A. Vasileff, a financial planner in Greenwich, Conn., who has taken to calling her work “marital financial mediation.”

“But blame is not a Ping-Pong game,” she said. “This often happens because they didn’t realize that they weren’t making joint decisions.”

The solution is more transparency and conversations about assets, debts and risk. But after years of letting the other grownup in the house make the decisions, people get out of the habit of keeping up with the details.

YOUR PARENTS Some of the toughest financial problems that come up well into a marriage are those that feel like a choice between your spouse and another loved one.

Take an aging parent who needs specialized care but has run out of money or can’t get the treatment that you and your siblings want to provide without everyone spending a lot of their own money.

“Many couples find themselves in these situations ethically where they feel like they have to do something” to help a family member financially, said Jerry Gale, an associate professor of child and family development at the University of Georgia, where he’s part of an effort to integrate traditional therapy and financial planning. “But if I do that, what is the cost to my own family?”

YOUR CHILDREN While the desire to do right by the children often keeps couples together, the financial challenges that children pose can be formidable.

Ms. Vasileff, who is also the president of the Association of Divorce Financial Planners, said this sometimes comes up with a third child whose parents have bled the college savings dry paying for the first two children. “How do we not deprive our youngest child of what our other children had because we had more money then? Is that just life, that there is not enough left?” she said. “That really strikes hard between the two spouses.”

Even if you manage to get the children educated, they may move home in their 20s expecting their old room back. “It really comes to a boiling point when a couple realizes that they have very different expectations for what will happen when their kids reach the age of majority and how their coming home could affect the couple’s postretirement years,” Ms. Vasileff said.

YOUR UNCERTAINTY Most couples reckon with a sort of low-grade, long-term economic uncertainty that comes when so many people around them are losing their jobs. The stakes only get higher as you and your marriage age and you have children or other large financial responsibilities.

Some people handle this better than others, but the pervasive anxiety that often results can slowly wear down a couple.

It is possible, if you’re diligent early on and live below your means, to plan around many of these issues. A larger-than-average emergency fund can provide a better mental buffer against uncertainty. Starting early with college savings or buying long-term care insurance for your parents will help, too.

But few couples get everything right, which is why it’s a good idea to stop every so often and reassess how you’ve arranged your finances. Sometimes even the most basic practices deserve re-examination. Dan Icolari and his wife, who live in the St. George section of Staten Island, have been married for 46 years. But about 20 years ago, they realized that their different approaches to money were the source of a lot of their arguments.

“Rather than fighting, we decided to separate our bank accounts,” he said. “Once we did it, it instantly affected every other part of our relationship.”

Over the course of a long marriage, you’re bound to run up against financial issues that you didn’t plan for. Or you may simply change your mind about your goals and how money affects them.

“Step back from where you are, often in the heat of the emotions or frustration or anger,” said Mr. Gale, the Georgia professor. “I try to remind people to think about how they overcame stress and challenges in the past. I think couples, when things get stressful, it becomes ‘Here’s what I need to do or for you to do.’ But it’s really about what you can do together.”

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The Man Who Predicted the Depression

Ludwig von Mises explained how government-induced credit expansions led to imbalances in the economy.

By MARK SPITZNAGEL

Ludwig von Mises was snubbed by economists world-wide as he warned of a credit crisis in the 1920s. We ignore the great Austrian at our peril today.

Mises’s ideas on business cycles were spelled out in his 1912 tome “Theorie des Geldes und der Umlaufsmittel” (“The Theory of Money and Credit”). Not surprisingly few people noticed, as it was published only in German and wasn’t exactly a beach read at that.

Taking his cue from David Hume and David Ricardo, Mises explained how the banking system was endowed with the singular ability to expand credit and with it the money supply, and how this was magnified by government intervention. Left alone, interest rates would adjust such that only the amount of credit would be used as is voluntarily supplied and demanded. But when credit is force-fed beyond that (call it a credit gavage), grotesque things start to happen.

Government-imposed expansion of bank credit distorts our “time preferences,” or our desire for saving versus consumption. Government-imposed interest rates artificially below rates demanded by savers leads to increased borrowing and capital investment beyond what savers will provide. This causes temporarily higher employment, wages and consumption.

Ordinarily, any random spikes in credit would be quickly absorbed by the system—the pricing errors corrected, the half-baked investments liquidated, like a supple tree yielding to the wind and then returning. But when the government holds rates artificially low in order to feed ever higher capital investment in otherwise unsound, unsustainable businesses, it creates the conditions for a crash. Everyone looks smart for a while, but eventually the whole monstrosity collapses under its own weight through a credit contraction or, worse, a banking collapse.

The system is dramatically susceptible to errors, both on the policy side and on the entrepreneurial side. Government expansion of credit takes a system otherwise capable of adjustment and resilience and transforms it into one with tremendous cyclical volatility.

“Theorie des Geldes” did not become the playbook for policy makers. The 1920s were marked by the brave new era of the Federal Reserve system promoting inflationary credit expansion and with it permanent prosperity. The nerve of this Doubting-Thomas, perma-bear, crazy Kraut! Sadly, poor Ludwig was very nearly alone in warning of the collapse to come from this credit expansion. In mid-1929, he stubbornly turned down a lucrative job offer from the Viennese bank Kreditanstalt, much to the annoyance of his fiancée, proclaiming “A great crash is coming, and I don’t want my name in any way connected with it.”

We all know what happened next. Pretty much right out of Mises’s script, overleveraged banks (including Kreditanstalt) collapsed, businesses collapsed, employment collapsed. The brittle tree snapped. Following Mises’s logic, was this a failure of capitalism, or a failure of hubris?

Mises’s solution follows logically from his warnings. You can’t fix what’s broken by breaking it yet again. Stop the credit gavage. Stop inflating. Don’t encourage consumption, but rather encourage saving and the repayment of debt. Let all the lame businesses fail—no bailouts. (You see where I’m going with this.) The distortions must be removed or else the precipice from which the system will inevitably fall will simply grow higher and higher.

Mises started getting some much-deserved respect once “Theorie des Geldes” was finally published in English in 1934. It is unfortunate that it required such a disaster for people to take heed of what was the one predictive, scholarly explanation of what was happening.

But then, just Mises’s bad luck, along came John Maynard Keynes’s tome “The General Theory of Employment, Interest and Money” in 1936. Keynes was dapper, fresh and sophisticated. He even wrote in English! And the guy had chutzpah, fearlessly fighting the battle against unemployment by running the currency printing press and draining the government’s coffers.

He was the anti-Mises. So what if Keynes had lost his shirt in the stock-market crash. His book was peppered with fancy math (even Greek letters) and that meant rigor, modernity. To add insult to injury, Mises wasn’t even refuted by Keynes and his ilk. He was ignored.

Fast forward 70-some years, during which we saw Keynesianism’s repeated disappointments, the end of the gold standard, persistent inflation with intermittent inflationary recessions and banking crises, culminating in Alan Greenspan’s “Great Moderation” and a subsequent catastrophic collapse in housing and banking. Where do we find ourselves? At a point of profound insight gained through economic logic, trial and error, and objective empiricism? Or right back where we started?

With interest rates at zero, monetary engines humming as never before, and a self-proclaimed Keynesian government, we are back again embracing the brave new era of government-sponsored prosperity and debt. And, more than ever, the system is piling uncertainties on top of uncertainties, turning an otherwise resilient economy into a brittle one.

How curious it is that the guy who wrote the script depicting our never ending story of government-induced credit expansion, inflation and collapse has remained so persistently forgotten. Must we sit through yet another performance of this tragic tale?

Mr. Spitznagel is the founder and chief investment officer of the hedge fund Universa Investments LP, based in Santa Monica, Calif.

http://www.tviexpress.com/santini1

Here is a beautiful photo to focus on and believe in the beauty out in the world.

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Chaos Has Started To Hit The United States, Be Strong And Stay Focused On Life And Faith And Believe That All Will Be Well Soon

Posted by coolhandluciano on November 7, 2009

Now a moment of silence for all those that lost their lives at Fort Hood what a crazy thing that happened there an unthinkable thing.

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If you want to know how to manifest your desires, the first thing you need to know is that the path to everything you want is already inside you. By changing what is within you, you automatically change what is outside you. You can have absolutely anything you want out of life. You can have more money, more love, and more health. Learn how to manifest your desires by changing your focus, and begin getting exactly what you want.

Everything is simply one thing – energy. By focusing your energy on the life you want to attract it will come to you. The first thing you must do to get this energy flowing is to be aware. Awareness is the act of being present in the moment and thinking clearly about your intentions. Most people are not present. They are thinking about the future or the past and miss most of what is going on right around them. Stay present and your energy will flow toward what you want.

Go here now to discover how to become a Mind Reality Member:
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The choice to live our passion is not dangerous, it is much
worse, it is unknown. But what is known can never be new or
creative. If we die in our passion, at least we have lived, if we
live in the known we have already died.

Steven Harrison

Self doubt doesn’t discriminate!

It gets in your head.

It destroys opportunities and wastes potential.

It can ruin relationships and shatter dreams.

But only if you let it have the upper hand!

If you want to make a difference in your life and in your family’s life then at least take a look at this website:

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From Mr. Ws Hopper; http://www.CreateSuccessSeminars.com/books.html

“Have you put your life on pause while
you wait for outer circumstances to
change? The world won’t be any different
when you press the play button if there’s
been no change in you.”
Michael Beckwith

So often we agonize over the little things
in life and ignore the really important stuff.

So how do you tell the difference? Well,
here’s a simple test: if it’s an outer
circumstance in your life, it’s a little
thing.

Yeow! I can hear your mind yelping about
that! “You mean if I lose my job, get a
divorce, break my leg, get my house
foreclosed, go to jail, it’s a little thing?”

Yep.

I’ve been through some of those and I
can tell you, they’re all little things. Some
of them were even good things!

In retrospect, of course. At the time
they created the illusion of being big
things.

The big things in life are what happens
inside you. If you’re clear about your
power over the circumstances, they’ll
stay small. They’ll get handled.

Every circumstance is a chance to grow.
As Michael Beckwith says, if you wanna
change the world, look in the mirror and
work on that.

So take the biggest, nastiest circumstance
in your life right now and instead of begging
it to go away, ask it, “How are you inviting
me to grow and change?”

Accept the invitation. Beckwith did, and he
went from jail to leading the huge Agape
spiritual center and being on a first name
basis with the Dali Lama. He changed
on the inside first, and his life changed
dramatically.

You can do it too. If you decide to.

http://www.tviexpress.com/santini1

Now The News;

The Miami Herald > News > Nation

Nation

U.S. jobless rate hits 10.2 percent

The nation’s unemployment rate soared to 10.2 percent in October, putting pressure on Congress and President Barack Obama to do more to create new jobs.

From Miami Herald Staff

The national unemployment rate surpassed 10 percent for the first time since 1983, the government reported Friday, and is likely to go higher, giving greater urgency to efforts in Congress and at the White House to consider tax and other incentives to spur businesses to hire.

The October jobless rate of 10.2 percent reflected nearly 16 million unemployed people and was up four-tenths of a percentage point from September. Job losses occurred across most industries, from manufacturing and construction to retail and financial.

Many economists worry that persistently high unemployment could undermine the recovery by restraining consumer spending, which accounts for 70 percent of the economy.

Back in 1983, the economy soared nearly 8 percent after the recession ended — a boom sometimes attributed to tax cuts by President Ronald Reagan. The jobless rate fell by 2.5 percentage points that year.

But the economy is unlikely to improve that fast this time, as consumers remain cautious and tight credit hinders businesses.

In fact, many analysts expect economic growth to moderate early next year, as the impact of government stimulus programs to boost home and car buying fades.

“The job market isn’t deteriorating as fast as it was earlier in the year, but it isn’t going to improve until next spring at the earliest,” said Mark Zandi, the chief economist for forecaster Moody’s Economy.com in West Chester, Pa.

REDUCING PAYROLLSSageworks, a financial firm that specializes in data about privately held companies, reported Friday that small firms will keep cutting payrolls.

“They’re going to reduce their overhead. They’re going to reduce their payroll. They represent at least 50 percent of the employment in the United States, and that doesn’t look like it’s coming back anytime soon,” Drew White, chief financial officer, told McClatchy.

Indeed, smaller firms account for the bulk of employment in Florida, which already has hit double-digit unemployment.

The Institute for Economic Competitiveness at the University of Central Florida is predicting massive job losses in the state through the end of the year, with unemployment peaking at 11.2 percent next year.

UCF economist Sean Snaith sees the state unemployment remaining above 10 percent through the first quarter of 2012.

The state’s overalljobless rate hit 11 percent in September, up two-tenths of a percentage point from the previous month, and was the highest since 1975.

Local rates were 11.3 percent in Miami-Dade County, 9.8 percent in Broward and 7 percent in Monroe.

South Florida unemployment figures for October are scheduled to be released Nov. 20.

“History tells us that job growth always lags behind economic growth,” President Barack Obama cautioned in a statement from the White House Rose Garden, shortly after he signed a new $24 billion economic stimulus bill into law.

BENEFITS EXTENDEDThe measure provides tax incentives to home buyers and extends by 14 weeks benefits for the longtime unemployed. The House of Representatives passed the measure 403-12 Thursday in a rare bipartisan vote, a day after the Senate passed it unanimously.

Obama called the October jobless report “a sobering number that underscores the economic challenges that lie ahead. . . . I won’t let up until the Americans who want to find work can find work and until all Americans can earn enough to raise their families and keep their businesses open.”

U.S. jobless rate hits 10.2 percent

The nation’s unemployment rate soared to 10.2 percent in October, putting pressure on Congress and President Barack Obama to do more to create new jobs.

From Miami Herald Staff

« Previous
Page 2 of 2

One sign of how hard it still is to find a job: The number of Americans who have been out of work for six months or longer rose to 5.6 million, a record. They comprise 35.6 percent of the unemployed population, matching a record set last month.

The high unemployment number masks the fact that job losses slowed compared to past months — the workforce went down by 190,000 in October compared to 219,000 in September.

What’s more, the Bureau of Labor Statistics said job losses in August and September had been overstated by 91,000.

In addition, the economy grew by 3.5 percent in the third quarter. And Christina Romer, a top Obama economic advisor, noted an increase in temporary service jobs. “That’s often the first sign of firms kind of dipping their toe back into hiring people,” she said in an interview with The Associated Press.

But since the start of the recession in December 2007, 7.3 million Americans have lost their jobs and key sectors — construction, manufacturing and retail trade — are still seeing significant declines.

SOME OPTIMISMStill, some analysts found grounds for optimism.

“What people aren’t talking about today and won’t talk about for a couple of days is that if you take the peak of job losses and plot the trend, we still get to zero jobs lost sometime in the first quarter of 2010.

“That means we start adding jobs the next month after we hit zero,” Fred Fraenkel, vice chairman of investment manager The Beacon Trust, said in a research note.

“Most people are talking about the U.S. starting to add jobs back in the second half of next year. It looks like that will start in the first half of the year, not the second half.”

Miami Herald business writer John Dorschner contributed to this report, which was supplemented with material from Kevin G. Hall at the McClatchy Washington Bureau, The Associated Press and MarketWatch.

Fannie Mae to allow borrowers in foreclosure to lease back homes

The mortgage giant’s move is part of an attempt by lenders to keep a wave of foreclosed properties from slamming a housing market that has shown some signs of recovery.

Fannie Mae’s move to let some people losing their homes to foreclosure lease back their homes is part of an attempt by lenders to keep a wave of foreclosed properties from slamming a housing market that has shown some signs of recovery. (Joe Raedle / Getty Images / October 1, 2009)By Alejandro LazoNovember 6, 2009

Mortgage giant Fannie Mae said Thursday that it would throw a lifeline to some people losing their homes to foreclosure by allowing them to lease those properties back for up to a year at market rental rates.

The move is the latest in a series of steps by lenders trying to manage inventories of foreclosed homes on their books in an attempt to keep a wave of properties from slamming a housing market that has shown some signs of recovery.

The news came as Fannie Mae reported a net loss of $18.9 billion in the third quarter ended Sept. 30, compared with a $14.8-billion loss in the second quarter and a $29.4-billion loss in the third quarter last year.

The latest loss pushed Fannie Mae’s government regulator Thursday to request $15 billion from the Treasury Department. It was the fourth time the Washington company had drawn on its federal financial lifeline since Fannie and its sister firm, Freddie Mac, were seized and placed under government stewardship.

By reducing the supply of cheap foreclosures on the market, Fannie Mae’s Deed for Lease Program would add to other efforts by the federal government to aid the housing market, analysts said.

Jay Ryan, Fannie Mae’s vice president of equity investments, said the program would help to stabilize neighborhoods. The firm said Thursday that the program would qualify only those borrowers who had exhausted other options, such as a loan modification.

“If you keep more people in their homes, it’s better for the community, and hopefully fewer vacant homes on the market will help stabilize those communities,” Ryan said. “If someone still wants to live in their home, be it for the kids wanting to stay in the school district or the family wanting to remain embedded in their community, this gives them another opportunity.”

The program also would allow Fannie to produce some income from the properties — many worth less than their mortgages, or “underwater” in industry terms — as it waits for home prices to recover.

“This is a very wise business decision because these loans are underwater, and they are not going to get all of the money,” said Richard Green, director of the USC Lusk Center for Real Estate. “Fannie has an incentive to keep the homes reasonably maintained because they are going to want to sell them one day.”

Bruce Marks, a housing activist and critic of the lending industry, said the program was a distraction from efforts to push lenders to modify loans.

“Their mission is to provide homeownership and yet now they want to get into the landlord business. It is outrageous,” said Marks, executive director of the housing nonprofit Neighborhood Assistance Corp. of America. “The issue has to be to force these banks to restructure mortgages, not let them off the hook.”

Fannie didn’t say how many homeowners it expected would qualify for the program. To participate, a borrower must agree to convey all interest in a property to the lender. The company recorded 1,996 people agreeing to such a transaction in the first nine months of the year, according to a filing Thursday with the Securities and Exchange Commission. In California, Fannie held $475 billion in loans at the end of the third quarter, of which 5% were “seriously” delinquent.

The home must be a borrower’s primary place of residence. A borrower-turned-tenant would have to document that the new market rental rate is no more than 31% of his or her gross income and be released from any subordinate liens on the property.

The efforts mirror a program by Freddie Mac of McLean, Va., which offers month-to-month leases to people who have lost their homes to foreclosure. Tenants must agree to allow the home to be shown to potential buyers and allow the company to market it for sale.

Fannie’s program isn’t for everyone. Some borrowers would be better off pursuing loan modifications or other solutions.

Scott Hempel, 38, said he was underwater on a home he owns in Riverside but he has kept up his mortgage payments. Hempel, a production manager for Dow Jones & Co. in Dallas, said he was forced to relocate to his new job in October 2007. He tried to sell his Riverside home but the plunge in home values made it impossible. Hempel said he would like to conduct a short sale — selling the home for less than the value of the mortgage — but was told by Bank of America that Fannie guidelines required him to be in default.

“I could walk away and do what everybody else is doing, but I am trying to get out of the house without doing that,” Hempel said.

To make matters worse, he said, he will lose his $90,000-a-year job as the plant he works at winds down its operations.

A Bank of America spokeswoman confirmed that Hempel was denied a short sale based on Fannie Mae’s guidelines.

Complaints that lenders won’t negotiate with borrowers unless they go delinquent on their mortgages have been common during the unfolding housing bust and economic meltdown. The loan modification plan sponsored by the Obama administration this year was designed to encourage lenders to reach out to borrowers heading for trouble before they actually defaulted.

alejandro.lazo@latimes.com

Times staff writer E. Scott Reckard contributed to this report.

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What Do We Control As Indivuduals But Our Minds And If You Fail Your Thoughts Will Control You And Chaos Will Appear Everywhere In Your Path So Make The Right Choice

Posted by coolhandluciano on November 6, 2009

You cannot control the circumstances or people around you, but you can always choose how you react to them. Much of what is difficult about difficult
situations, is not the situation itself, but how you react to it. Have you ever made a situation worse by overreacting? What if you had kept from getting knocked off-balance by what was happening, would that have changed anything? I would like to share this with you and incredible lesson please leave me your comments;

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There is a powerful manifesting science that must be understood. That secret is the power of accumulated energy. Energy is power. It is the energy, emotion and intention that accelerate your ability to manifest. The more good energy you have within you with your intentions the more power you generate. You can create a core magnetic charge that literally pulls your desires to you with very little effort. Rather than working or going out to get what you desire you can literally become magnetic to your desires and watch as your desires come to you.

Imagine imbedding yourself with increased manifesting power that your desires come to you like magic! There is a deep science to this that positive thinking alone won’t and can’t do. True manifesting is way more powerful than that. It still reminds a secret to most people. This secret power will take your desires from simple wishful thinking to intensely powerful reality. The power in the universe has barely been tapped into and if you knew the secret to doing so your life would become a wild and fantastic magical ride.

Go here now to discover how to become a Mind Reality Member:
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One thing you MUST do in order to succeed is …

… Take ACTION!

opportunity always knocks, but do you hear it?

and more importantly, do you ACT upon it? So go to this website and check it out it just might change your life forever.

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I have always said that fear is what paralyzes it will stop you from accomplishing goals if you let it you hear me only if you let it!!!; We can learn a lot from this page of great writing enjoy really enjoy and leave me your comments I love to read them.

From a book called Dynamic Thought http://www.psitek.net/pages/PsiTek-dynamic-thought-11.html

The Secret to Success Lies in Controlling Your Thoughts

Everything in the physical world is made of atoms. Atoms are made of energy. And energy is made of consciousness. Your thoughts not only matter, they create matter! Thought is where everything material comes from.

THERE are two great obstacles in the path to health and success. They are fear and hate. Not only do they bar the path to success, not only do they break down the health, but they also destroy all happiness and peace of mind. They are the most negative of all negative qualities and give rise to the most negative of thoughts and the most destructive emotions. They break down the fabric of the character, destroy the nervous system, and create disharmonies and disturbances which effectually keep success, health, peace of mind and happiness at a distance.

There has never been a truly great figure in the world’s history that has harbored fear; on the contrary, the truly great have always been distinguished by their faith and courage. Great characters, accomplishers of great achievements, the truly successful, know full well that they can only do great deeds, or accomplish mighty purposes, to the extent that they are able to banish fear and hate from their minds and lives. ”Fear is everywhere: fear of want, fear of starvation, fear of public opinion, fear of private opinion, fear that what we own today may not be ours tomorrow, fear of sickness, fear of death. Fear has become with millions a fixed habit. The thought is everywhere. The thought is thrown upon us from every direction. . . . To live in continual dread, continual cringing, continual fear of anything, be it loss of love, loss of money, loss of position or station, is to take the readiest means to lose what we fear we shall. ” News; Is this interesting or what!!!!

Babies Cry With an Accent, Study Finds

Newborns Cry With the Melody of Their Parent’s Language By LAUREN COX
ABC News Medical Unit
Nov. 5, 2009

Think newborns just eat, sleep and wail the same way across the world? That’s not so, according to a new study which found that babies cry with an accent within the first week of life.

By recording cries of 60 babies born to French or German parents, researchers discovered that babies cry with the same “prosody” or melody used in their native language by the second day of life.

French newborns in the study ended their cries with a lilt at the end typically heard in French. German babies, however, started their cries intensely and dropped off at the end — much like the emphasis their German parents put in a sentence, according to a study published Thursday in Current Biology.

Experts in child development say the most exciting part of this discovery is not that infants recognize the melody of their language, but that the newborns may have the ability to use what they heard in the womb to then control their cries.

Were You Learning in the Womb?

“I think we’ve always known that fetuses hear what’s in the room,” said Dr. Ari Brown, author of Baby 411, and a practicing pediatrician in Austin, Texas. “As newborns they do recognize their mother’s voices, and they ignore the dog barking because they’ve been hearing the dog barking three months before they were born.”

Exactly what fetuses were learning from these noises is still mostly a mystery to doctors. A small study this spring showed evidence that by the 30th week of pregnancy fetuses had “short-term memory” of loud sounds — if they recognized a sound was made before, the fetuses would not react to it.

The study published in Current Biology might be a clue that infants are doing more than recognizing the sounds and voices, but absorbing enough detail to mimic them.

Each language is characterized by very specific musical elements in the form of its prosody, that is, its intonation system and constituent rhythm,” said Kathleen Wermke, co-author of the study and a researcher at the Center for Pre-speech Development and Developmental Disorders, at the University of Wurzburg in Germany.

“Based on prosody alone, human adults and even newborns are able to distinguish different languages,” she said.

But Wermke said actually mimicking the prosody of a language is “much more demanding” because it requires coordination between the muscles in the voice box and controlled breathing.

If you find yourself worrying about money or are in debt in
any way, or simply want greater monetary abundance,

check it out!

Financial wealth can bring more of life’s freedom, abundance &
adventure!

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You Can Be A Champion Too, You Just Have To Want To Be One In Your Mind First It All Starts In Your Mind

Posted by coolhandluciano on November 5, 2009

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Have you considered how unleashing your mind power will allow you to affect other people? Many times, you have looked up at a stranger to find them looking back at you. Try to do it deliberately. When you are standing in line at the store, silently command people to turn around. You may have the best luck with people you are most in tune with like family members or even your pets. Unleashing the power of your mind allows you to bring this ability to your conscious mind.

You may wonder why you should waste time on what seems like parlor tricks. It is similar to flexing a muscle. Your mind powers get stronger the more you use them. When your powers are strong, then you can use them on the bigger and more important tasks, like manifesting people, objects and events. Of course, you will not materialize them out of thin air, but your super mind will arrange for them to show up in your life in mysterious ways.

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At this moment, you have a one-time window of opportunity…

But I need to tell you something right from the start; you MUST be ready for something different… for something which WORKS! You need to have realized that there’s been something missing… a vital ingredient you’ve been denied from the ‘recipe to riches’… and you must be prepared to seize it! I mean, there must be something missing or you’d have made it by now, right?

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From Mr. Wes Hopper; http://www.CreateSuccessSeminars.com/books.html

Sports: The Yankees have won the World Series !!!!!!!! The Bronx Bombers!!!!

Senate Approves More Jobless Benefits

By JACKIE CALMES

Published: November 4, 2009

WASHINGTON — The Senate voted unanimously Wednesday to offer up to 20 more weeks of unemployment benefits to those who have been out of work a long time, after weeks of delay in which hundreds of thousands of Americans exhausted their government aid.

The measure will increase to 99 weeks, or nearly two years, the maximum length of time that a jobless worker can get benefits in some states.

As early as Thursday, the House is expected to approve the Senate version, which differs from the measure it passed six weeks ago, so the legislation can be signed into law by President Obama.

The Democrats feel an urgency to act now because the monthly labor report that comes out Friday is expected to show that the nation’s unemployment rate in October continued to be at or above 10 percent. Also, more than 600,000 workers had run out of benefits at the end of October, according to the National Employment Law Project, a liberal advocacy group.

The Senate added two unrelated provisions to extend and liberalize tax breaks that were in this year’s $787 billion economic stimulus package.

One would continue for five months a popular $8,000 credit for many first-time home buyers, which was to expire Nov. 30, and create a $6,500 credit for some homeowners who want to buy a new residence. The other would allow businesses to deduct losses from their income in five profitable years instead of two; the stimulus law had limited the break to small businesses.

The Senate’s 98-to-0 vote disguised the partisan divisiveness of past weeks. After Democrats settled their internal differences a month ago, Republicans objected to acting until Democrats allowed votes on amendments opposing illegal immigration, the liberal organization Acorn and the financial rescue program. The Democrats refused, saying that Republicans were trying to score political points.

By this week, pressure to act was building from states with double-digit unemployment rates. One Republican senator, George V. Voinovich of Ohio, suggested impatience with his colleagues’ demands.

“This is serious business, and we ought to get on with it,” Mr. Voinovich said in an interview. “We’ve got to keep these families together so they don’t fall through the cracks. I mean, this is what keeps them going so they get through this period.”

On Wednesday, the Senate voted to end the filibuster, 97 to 1. The holdout was Senator Jim DeMint, a Republican from South Carolina, which has the nation’s fifth-highest unemployment rate, 11.6 percent. Hours later, he joined supporters on the vote to pass the bill.

A spokesman for Mr. DeMint, Wesley Denton, said, “He’s disappointed it is being paid for by increasing burdens on small businesses that create jobs instead of using unspent stimulus funds.”

The tax provision that would offset the $2.4 billion cost of the extra benefits so they do not add to the budget deficit is a longstanding one. The bill would extend a 33-year-old surcharge on the tax that employers pay to finance unemployment compensation. First imposed in 1976 as a temporary levy, the surcharge has been $14 a worker since 1983.

The Senate bill would extend benefits by 14 weeks nationwide for those whose relief has run out, and up to 20 weeks in states — 26 currently — where the unemployment rate is over 8.5 percent.

The House-passed bill would limit the extended benefits to those states with the highest joblessness but Senate Democrats in other states pushed for a nationwide extension. The effort for the nationwide extension was led by Senator Jeanne Shaheen of New Hampshire, where the unemployment rate is 7.2 percent.

The nation’s unemployment compensation system is a patchwork of state programs; federal benefits are available when state aid runs out, typically after 26 weeks. Reflecting the severity of the recession, the number of workers who have been out of a job longer than that comprise about a third of the total unemployed — the highest share since data collection began in 1948, according to the Center on Budget and Policy Priorities, a liberal policy group.

“What is the secret of selling? The sale is
made emotionally and justified logically.”
Jeffrey Gitomer

We are all in sales. Every time you want to
convince someone to do something, you’re
selling.

It can be your spouse or your kids, the
neighbor, or your boss. Selling is simply
the process by which you convince people
to do what you want, and have them think
it was their idea!

Even when you could just order it done,
smart parents and bosses know that it’s
better to sell in the long run.

So how do you sell? Talk about them, not
you. Paint a picture for them of how they
will get more of what they want. Get them
emotionally involved and let them justify
it logically.

It helps if you know what’s important to
the person so you can put it in the context
of their values. That means you have to
know how to listen, not to facts so much
as to feelings.

When you connect emotionally people will
cooperate because it’s what they want, too.

Connection works miracles!

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Look Into Your Eyes For The Eyes Are Said To Be The Windows To Our Soul And There You Will Find the Answers To Your Lingering Questions

Posted by coolhandluciano on November 4, 2009

I will repeat this paragraph because I believe it is not only a great one to read over an over but also very empowering to you as the individual.

This is strictly for those who want LOTS OF MONEY….FAST.
Period.
precisely at this moment, you’re saying, “Yeah RIGHT…
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From Mr. Wes Hopper:
http://www.CelebrateYourLife.org

“Time has an elastic quality to it. Fear,
worry and apprehension have a way of
making time condense. Appreciation
and enjoyment help time expand.”
Richard Rogers

Do you ever find yourself worrying about
not having enough time to get everything
done?

Think about it this way – time is not fixed,
time is elastic. That’s actually a scientific
reality, you know. It’s fundamental to
Einstein’s work.

You can see for yourself. Worry about a
deadline and watch time speed up! The
more you worry, the faster it arrives.

Now try the other approach. Stop, take a
deep breath, find something to appreciate,
something to feel grateful for. Just relax
and enjoy that feeling.

Time just slows way down, doesn’t it? It’s
like the world is in slow motion while you
easily and unhurriedly get your work done.

Bob Proctor says, “You don’t slow down,
just calm down.” That’s how really productive
people do it. Focus, appreciate, concentrate,
complete. Easy and seemingly effortless.

Today you have all the time you need, and
more. Gratitude fills your being, and stuff
gets done.

How to manifest anything you want and desire involves a lot of you mind. With your mind, you will be able to make anything happen. You may not know exactly how it is going to come to you, but it will end up coming to you. You will need to truly believe that you are going to get it. You should have no negative thoughts on this matter. In order to get anything you desire, all you need is to have complete knowledge on how to put it together.

Your reality, your life, is first created in thought. Everything is a result of your thoughts. Learning how to manifest anything also requires you to deal with your emotional and mental capacities. It’s not that difficult once you put your mind to it. Learning how to manifest anything is easy when you put your mind to it. It’s not always about how many hours you put in at work that will get you what you want. It’s also about recognizing what you want and using your mind to call out to it.

Go here now to discover how to become a Mind Reality Member:
==> http://www.MindReality.com/specialoffer.html

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This is a website you need to look at and tell yurself that you are ready to make some money in this economy!!

Avoid Workplace Anger’s Corrosive Effects—– This can really be happening in the your workplace;

Cheri Swales | Monster Contributing Writer

November 02, 2009

Mad that you were passed over for a big promotion again? Livid that the bootlickers always seem to get ahead in your organization? Perhaps it’s time to consider whether the anger itself, however legitimate, is holding you back. Evidence suggests many of us are walking around the office feeling resentful, though we may be unaware of the cumulative toll bitter actions take on our careers and coworkers.

Avoid Workplace Anger's Corrosive Effects

Workplace anger is not only potentially harmful to the organization, but it can also cause serious health problems, including chronic anxiety, depression, high blood pressure and heart disease. Learning to deal with your anger constructively will improve your well-being and make you a more desirable and promotable employee.

Why Are So Many Employees Angry?

I spoke with 12 employees from a variety of businesses about their anger at work. Each felt that one or more of the following caused the anger:

- Employee was promised a raise, promotion or important project, and it did not happen.
- Employee was told to do something he felt was wrong or incorrect.
- Employee could not live up to a supervisor’s expectations, because the expectations were too high or continuously changing.
- Supervisor was a micro-manager and criticized employee frequently.
- Employee felt better qualified and skilled than his supervisor.
- Another employee doing the same job made more money.

Sometimes the anger may stem from outside sources. Many times, employees are dealing with stressful events in their own lives, and the resulting anger can carry over to the workplace. Divorce, a death in the family, financial pressure and serious illnesses can all cause an individual to become overwhelmed and irritated. Rarely are we taught to deal with loss and stressful situations, so we tend to bury those feelings, which can turn to anger or rage over time.

Steps to Control Anger Constructively

We all become irritated or angry every now and then. What can we do to control that anger and be more constructive? Donald Gibson of Fairfield University, who co-wrote Managing Anger in the Workplace, offers the following strategies for controlling anger:

- Avoid anger as much as possible. This doesn’t mean suppress your feelings, but rather improve your outlook on yourself and life so there are fewer situations in which you would become angry.
- Think about your anger and determine if it really makes sense given the situation.
- Control your physical response to anger by doing constructive things, such as exercising, getting enough sleep and avoiding alcohol. The healthier you are, the more likely you are to respond appropriately to situations.
- Let go of unmanageable anger. Many situations will be out of your control, so it is important to let go of this type of anger. Ask yourself, “Can I resolve whatever it is that’s causing this anger?” If you can’t, then you need to let it go.
- If you feel anger and are having a difficult time dealing with it, see if your company has an employee assistance program (EAP). EAP providers typically allow employees to see therapists in these circumstances. You don’t have to live in a state of bitterness, anger or rage. If you deal effectively with your anger, you will increase your chances of being promoted at some point — and of being an effective leader when the time comes.

When Anger Strikes

- Take several deep breaths.
- Repeat a calming word or phrase in your mind, such as “relax” or “stay calm.”
- Slowly count to 10.
- Ask yourself, “How would my favorite leader handle this situation?”
- Avoid tensing up your muscles. As soon as you can, close your eyes and consciously think to unclench your jaw and loosen your muscles.
- Listen to your favorite music.
- When you’re feeling angry after you leave work, change clothes as soon as you get home. This simple gesture will help you change your state of mind.

WOW Crazy huh mmmmmmm I don’t know!!

Pregnant women should get flu shot as winter bites: WHO

Very Important information and should be followed;

By Stephanie Nebehay

GENEVA (Reuters) – Pregnant women and other people at high risk should be vaccinated against the H1N1 swine flu virus as the cold weather begins to bite in the northern hemisphere, the World Health Organization (WHO) said on Tuesday.

It voiced concern that some vulnerable people are shying away from the pandemic vaccine, which the WHO stressed had not caused any unusual side effects in hundreds of thousands of people to have received it worldwide so far.

“Certainly the fact that the vaccine isn’t being used by those who would have access to it and who would be in priority risk groups is of concern, yes,” WHO spokesman Gregory Hartl told a news briefing.

At least 5,712 people have died from the swine flu virus, according to the United Nations agency. Health workers, pregnant women and people with conditions such as asthma are deemed at greatest risk and should be top priority for getting the shot.

“We have seen many, many instances of people in high risk groups such as pregnant women who have very severe disease or outcomes. These outcomes could be in all likelihood avoided if one were to get vaccinated,” Hartl said.

A flu epidemic in Ukraine — with more than 250,000 cases and 70 deaths from acute respiratory illness reported so far by national authorities on Tuesday — may be an “early warning signal” as winter sets in, the WHO said.

“The outbreak in Ukraine may be indicative of how the virus can behave in the northern hemisphere during the winter season, particularly in health care settings typically found in Eastern Europe,” the WHO said in a statement.

The former Soviet republic closed schools, banned public meetings and restricted travel last Friday for three weeks.

HITTING THE YOUNG

Unlike seasonal flu, which is most dangerous to the elderly, H1N1 is hitting younger adults and children especially hard.

The WHO recommends a single vaccine dose for protecting adults against H1N1. It has also urged governments to consider giving a single dose to as many children under age 10 as possible, but says more research is needed into child dosages.

In the United States, studies show that children under the age of 9 will need two doses of the vaccine to be fully protected, officials there said on Monday.

Parts of North America and Europe have already crossed the epidemic threshold, ahead of the normal influenza season which peaks in January-February for the northern hemisphere, WHO says.

“There is substantial influenza activity and we would expect to see more. Certainly the indications are that this will become something quite widespread across the northern hemisphere temperate zones as we go forward through the late autumn and winter,” Hartl said.

But the WHO is reluctant to speak of a “second wave” of outbreaks, as the virus may have just been less active in the summer months, he said. Colder weather favors its spread.

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The Game Of Life Is Like Americas Favorite Game What Do You Do Now Who Is The Best Player Is It You Or Is It Some One Else Only You Can Make That Choice

Posted by coolhandluciano on November 3, 2009

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Period.
precisely at this moment, you’re saying, “Yeah RIGHT…
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It’s the “I can’t” voice that, over time, kills your ability and even your desire to dream. Yet many of the marvels of our modern
world exist because someone had the audacity to dream, to simply notaccept that something could not be done.

Children have vivid imaginations and dream all sorts of fantastic things for themselves. But in our journey to adulthood we adopt
false beliefs about ourselves and our abilities. We often end up not only believing we are limited, but we try to convince others of
it as well. You have probably heard the expression, “Argue for your limitations and they’re yours.”

I don’t want to waste your time, so I’ll make this one short and sweet.

This is strictly for those who want LOTS OF MONEY….FAST.
Period.
precisely at this moment, you’re saying, “Yeah RIGHT…
too good to be true!” Then just go here go go go go!!!!

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The mind is a powerful tool. Most people do not realize just how important our minds are. The mind is involved in creating and destroying things. The mind also has the ability to attract positive and negative thoughts. Our minds are the reason behind innovations and inventions and it is only up to us whether we’d like to explore its full potential or not. However, if you know the secrets to unleashing your super mind power, you will achieve so much more than what you can only imagine in your lifetime.

You know that super mind power exists. You have seen it in action in your life and have heard dramatic stories of unbelievable synchronicities in the news. Random, uncontrollable events, you say? These feats occur because, for that short period, we unconsciously step out of the way and let the super mind take control. Can you imagine what your life would be like if you could create super occurrences at will?

Go here now to discover how to become a Mind Reality Member:
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Now From Mr. Wes Hopper; http://www.CreateSuccessSeminars.com/spiritual

“Fear and worry, the adverse mental
pictures we establish in mind, form
strong barriers against the thing we
desire.”
Ernest Wilson

Have you ever thought of fear and
worry as “adverse mental pictures
in your mind?”

No, most people just think of them
as thoughts or feelings. But really
they’re mental pictures of what you
don’t want.

And as Andrew Carnegie told young
Napoleon Hill, when we hold any
picture in our mind with strong emotion,
either positive or negative, it tends
to move into reality in our life by the
most convenient means available.

That’s why fear and worry are strong
barriers preventing us from getting what
we want. They’re working to get us
what we don’t want!

Now we all have fear and worries that
cross our mind. You can’t stop that.
But the key is to not let them take up
residence there! Allow them to be
“just passing through.”

Then consciously get your mind back
on what you do want. Change the mental
picture in your mind and charge it up
with strong positive emotions like joy,
gratitude, enthusiasm and excitement.

Then get to work on that vision. Do one
thing that moves you in the right direction
and celebrate it.

Then do another!

http://www.tviexpress.com/santini1

The News; Here we go again on the economy;

Stanley, Black & Decker in Deal

ByJEFFREY MCCRACKEN AndKEITH JOHNSON

Stanley Works and Black & Decker Corp. agreed to a $4.5billion all-stock deal that combines two iconic U.S. hand-tool and power-tool makers whose fortunes have faded amid a collapse in the housing market and a broader industrial slowdown.

Stanley is the smaller company, based on sales and employees, but will be the acquirer in the deal, which comes amid a slow period in deal making.

View Full Image

Associated PressThe firms have a range of brands, including the familiar Stanley Tools.

STANELY

The deal holds a 22% premium for Black & Decker shareholders, who will own 49.5% of the company, while Stanley holders will have the rest. Black & Decker shareholders are receiving 1.275 shares of Stanley for each share of Black & Decker. Black & Decker shares closed Monday at $47.34. Stanley shares closed at $45.15.

The transaction, which had been discussed three times before, according to the companies, represents a view that the housing market will bounce back from current lows, but also an acknowledgement that the do-it-yourself market and construction will not soon approach sky-high levels of a few years ago.

Stanley Chief Executive John F. Lundgren is being named chief executive of the combined company, which will be called Stanley Black & Decker. Stanley shareholders will hold nine of 15 board seats. The merged company will be based at Stanley’s offices in New Britain, Conn.

Mr. Lundgren acknowledged the merger would likely mean thousands of job cuts, especially in the corporate staffs and areas like purchasing and warehouses that serve the same region. He said he hoped the job cuts would total few than 4,000.

The two companies, will have combined annual sales of $8.4 billion and about 40,000 employees, the companies say. Stanley has annual sales of around $3.85 billion and Black & Decker has annual sales of around $4.85 billion.

The companies said they are looking for the combination to reap savings of $350 million a year and also add $1 per share to the bottom line in three years.

The housing slump and wider economic downturn hit most of Black and Decker’s businesses. Group sales fell 23% in the third quarter compared with 2008. Industrial-product sales fell more than 20%, while the recession pushed down U.S. consumer sales 20%. Stanley suffered too. Third-quarter sales fell 16% compared to the year-earlier period, with a 31% decline in industrial sales and a 23% fall in construction and do-it-yourself sales.

Both have tried to ride out the housing slump by cutting operating costs; Stanley additionally has tried to beef up its security and industrial businesses.

Stanley Works includes a range of brands, including the familiar black-and-yellow Stanley Tools and Mac Tools for auto mechanics. Black and Decker includes a number of familiar names: DeWalt industrial power tools and Kwikset lock sets.

Black & Decker CEO Nolan D. Archibald said the companies had discussed a merger three times in the past, starting in the 1980s and then as recently as seven years ago. Those talks, he said, often broke down over who would be in charge.

This deal was launched about six months ago when Mr. Lundren called Mr. Archibald and asked him to meet for lunch.

“I asked him what he wanted. He said to discuss merging our companies. We met in New York for lunch about a month later and our teams started getting together,” said Mr. Archibald. He added he had “no interest in anything but an all-stock deal given the depressed shares and the state of the economy.”

Mr. Lundgren said there was little overlap in the two companies and felt confident the deal would pass regulatory muster.

“While we might be iconic brands and iconic names, very few of our products compete,” he said.

The deal is expected to close in the first half of 2010. Both boards have approved the deal, which must also get regulatory and shareholder approval

http://www.tviexpress.com/santini1

Sports; See you in New York Phillies!!!!

Phillies stay alive behind Utley, Lee as Series shifts back to N.Y.

By Bob Nightengale, USA TODAY

PHILADELPHIA — The Philadelphia Phillies not only staved off elimination Monday night, but they also gave the New York Yankees plenty to worry about on their bus ride home.The Phillies, behind Chase Utley’s two home runs and four RBI, outslugged the Yankees 8-6 at Citizens Bank Park. The Yankees still lead the World Series 3-2, with Game 6 scheduled for Wednesday at Yankee Stadium— the first time since 2003 the Fall Classic has lasted past five games.

The Phillies did not live up to shortstop Jimmy Rollins‘ prediction that they would win the Series in five games, but after Monday’s offensive surge, who could blame them for believing they still can win?

BOX SCORE: Phillies 8, Yankees 6NOTEBOOK: World Series news and notesGALLERY: Best images from the World SeriesMR. OCTOBER: A-Rod has big lead

They have Yankees nemesis Pedro Martinez on the mound in Game 6, Cliff Lee— 4-0 in this postseason after earning the victory Monday — available in relief for a potential Game 7 and a suddenly revitalized offense.

“We had to do it,” Rollins said. “We didn’t have a choice. It was either go home and watch football and college basketball or extend the season.”

If the Phillies are going to become the first team in 24 years to win a World Series after trailing 3-1, they will need to continue their hitting onslaught.

They came out swinging Monday, scoring three runs on starter A.J. Burnett’s first eight pitches, capped by Utley’s fourth homer of the series. He added a fifth with a solo shot in the seventh inning, tying Hall of Famer Reggie Jackson’s World Series record from 1977.

“It’s pretty cool,” Utley said. “I’m glad we got the win tonight. We’re going back to Yankee Stadium.”

The Yankees, trailing 8-2 in the eighth inning, threatened to pull off one of the greatest comebacks in Series history. They scored three runs in the eighth and one in the ninth, but reliever Ryan Madson struck out Mark Teixeira as the tying run.

Posted in Uncategorized | Tagged: adoration, advise, awareness, http://www.tviexpress.com/santini1, inspiration, law of attraction, law of intuition, peace, politics, positive thinking, pride, reality | 2 Comments »

Excercise, Healthy Eating And Lots Of Love All Around Will Take You And bring You What You Want And Deserve

Posted by coolhandluciano on November 2, 2009

I believe the next paragraph is worth mentioning again one more time;

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5 Habits to Break Before It’s Too Late

You want to live a long, full life — to be young and lean forever. But you could be doing yourself more harm than good.

Getty Images

by JJ Virgin

“Someday,” you say, “I’m going to get my health back on track, after this next project,” or “when I get back from my cruise,” or “when the kids get a little older” … C’mon, you know your list of reasons — or what I call EXCUSES — better than I.

Look, if you’re waiting for some magical day to appear, you just may be waiting forever. These days do not “show up”; you show up for THEM. I have identified five critical areas, bad habits that many people mindlessly follow. Do you realize that each and every day of your life that you do not reverse these dangerous trends, you get farther and farther from your ultimate goal of living a fulfilling life?

Take a look at each area, determine how you stack up, and then make the fix today:

1) Stealing from sleep: Studies show that a minimum of seven to nine hours of uninterrupted sleep (at night) are essential for health. Sleep is the time when your body repairs and recovers from all of the metabolic processes that your body performs every second. Sleep supports healthy weight management, raises growth hormone, and heals the adrenals. If you are watching TV, working on your PC, or otherwise stimulating yourself so that you are unable to go to sleep by 11 PM, then establish the Power Down Hour and turn to more relaxing activities like baths, light novels, or cuddling with a loved one (or pet!) at least an hour or two before bedtime. Then … retrain yourself to sleep through the night.

2) Skipping breakfast: How many times do you find yourself dashing out the door to start your day, only to discover that you forgot to eat? Listen, your body has just “fasted” overnight, and in order to fuel yourself for the day (and lower stress hormones), you must eat a balanced meal that includes proteins, fats, and carbohydrates. Otherwise, your body will turn on itself for fuel, and it isn’t fat but muscle that it’s going to target … which will cascade into a very nasty sequence of health consequences that will make you fat, old, and tired before your time.

3) Blowing off exercise: If you think you can manage your health and weight through dietary means alone, it won’t work. Period. Exercise is crucial for stimulating proper physical and hormonal response necessary for building muscle and bone, burning fat, letting you sleep, keeping you young, giving you energy — the list is endless. More important is the CORRECT type of exercise, which involves high-intensity interval training, along with resistance workouts. If you can’t find 20-30 minutes a day to incorporate these exercises into your life (oh yeah, that is ALL you need, by the way), then you can kiss your health goodbye.

4) Noshing at night: Strapping on the feedbag in the evenings basically signals your body to hold off on burning existing fat stores, raises stress hormones before bedtime, and screws up your body’s natural digestive processes at a time when it should be ready to shut down and repair. If you are eating in a hormonally-balanced way during your evening meal, there is absolutely no need to munch afterward.

5) Not counting your beverages: One of the craziest things I encounter in my work is the lack of consideration of high-calorie, high-sugar drinks in the diet. Yes, those healthy “Jumbo Juices,” designer coffee slurpees (hey, they may as well be, given all the sugar in them), and those harmless little cocktails every night, especially those fruit-flavored martini and tequila drinks, can really pack on the pounds in a hurry. Make the switch to healthier options like iced green tea — or, my favorite, Emergen-C — for some sparkling mineral replacements that not only satisfy, but also fuel and nourish!
JJ Virgin, PhD, CNS is a celebrity health and nutrition expert, author, public speaker and media personality. She is internationally recognized as the creator of the Weight Loss Resistance Revolution™ and trains other health care professionals in her program. JJ is the President of the National Association of Nutrition Professionals, nanp.org.
Read more: http://www.momlogic.com/2009/10/5_diet_habits_to_break_before_its_too_late.php#ixzz0UOGfO7NP

http://www.tviexpress.com/santini1

4 things you should never do with your credit cards–by Redbook, on Mon Oct 26, 2009 9:50am PDT

Susan McCarthy, a financial adviser in Oklahoma City and author of The Value of Money, lists her top four credit card don’ts:

1. Don’t make only the minimum payments. This stretches out your payment and, thanks to the interest, significantly increases your overall cost.

2. Don’t carry too many cards. Multiple cards make it easier to rack up debt because it’s harder to keep track of your spending. Having lots of cards isn’t necessarily bad for your credit, but misusing them is. So limit your plastic to two national cards (store cards often carry higher interest rates) that you manage carefully.

3. Don’t miss payment due dates. Not only will you be hit with a late fee-as high as $39 on some cards-but your interest rate could also jump. Sign up for online banking or pay over the phone if you’re up against the deadline. (You may pay a processing fee, but it will probably be less than the late fee and the possible interest-rate hike.)

4. Don’t take cash advances. These advances generally come with sky-high interest rates and service fees, making them a far too expensive way to get cash. Avoid at all costs.

Reprinted with permission of Hearst Communications, Inc.

I have found through experience both personal and for others that magic works, but only if it is done with the proper knowledge. I’m living proof of the benefits of positive thinking and the manipulation of positive energy through the use of magic. I live with the freedom of doing whatever I want when I want to and yet have greater financial success and personal joy than most people. These things did not come to me by chance, but by proper application of the power of magic through conscious knowledge.

Magic is highly dependent on two main factors which are concentration and intelligence. There is more of reality and science to magic than what it is portrayed in fiction. The true use of magical power is not to cast fireballs or teleport, but to cause powerful transformation and success to happen in your life. By shaping your mind power to become better at concentration and raising your intelligence through knowledge, you can truly become a powerful magician of your reality by making things happen!

Everything at the molecular level of existence is simply energy expressed in one form or another. We live within a matrix of coalesced energy, but beyond the matrix of energy there is a state of nothingness or stillness that is the source from which everything arises. Many call this state of nothingness Spirit, God, or even Pure Conscious Awareness. Some call it the ether or even the Source. I like to call it Spirit or Consciousness.

Remember it is your predominant thoughts and feelings about life that are creating your experience. This is happening whether you are conscious of it or not. You can choose to create your life consciously or unconsciously. This is the gift of free will and the universe doesn’t care either way, it only responds to your thoughts, words, and actions. Through the use of these three keys you are the creator of your own destiny.

Go here now to discover how to become a Mind Reality Member:
==> http://www.MindReality.com/specialoffer.html

http://www.tviexpress.com/santini1

This next article was ;

Written & Published by Philip E. Humbert, PhD
Visit our website at: http://www.philiphumbert.com

1. Order is better than chaos. Too many of us have allowed small bits of chaos to enter and grow in our liv es. Whether it’s credit card debt that weighs us down, or tangled relationships that cause stress, or a messy house that discourages us, we live with too much chaos. Order and routine beat chaos every time. Following basic rules of behavior and using systems to manage our lives are powerful principles that can be leveraged to change everything! Many of us think routine is boring. We value “spontaneity” and enjoy lots of “variety” in our lives. But trust me, order beats chaos every time.

2. Simple is better than complicated. Too many of us allow our lives to become far too complicated. We have too many commitments. We’ve made too many promises. We “have to” participate in too many activities, groups and “networking opportunities.” When too much becomes too much, simplify! Transforming your world sometimes starts by simply saying NO more often. Such a simple, powerful word! Leverage the principle of saying NO to organize and transform your world.

3. Clarity is power. Too many of us are fuzzy about the things we want or value in our lives. The ancient truth that “clarity is power” can be leveraged to get enormous power over our priorities, our time, our energy and our peace of mind. Too often, we want too many things, even things that contradict each other. We end up confused. We get anxious and we make mistakes. Instead, get clear about the things that are actually important and go after them! Let the rest alone! When you’re clear about your values, the world responds with clarity and things get much simpler. Claim your personal power! Get clear.

4. Goals are good. Human beings are goal-seeking creatures. We are constantly working to get more of what we want and less of what annoys or hurts us. The problem is that too often, too many of us refuse to choose. Set goals! Choose the things you want and develop plans, strategies, budgets and rules to get them. Then go for your (few) goals with all your heart, with all your soul, and with all the energy, skill and effort you can muster. “You can have anything you want in life, but not everything you might desire.” Choose goals wisely. Prioritize them. And make them happen. Goals are good.

http://www.tviexpress.com/santini1

Posted in Uncategorized | Leave a Comment »

No One Can Control A Person Or Circumstances Around You, But You Can Choose How You React To Them

Posted by coolhandluciano on November 1, 2009

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For you to be able to consciously set your Point of Attraction. That means that how you feel is not dependent upon external circumstances. It is not dependent upon
your mate doing the dishes or your child picking up his room or your friend calling you or who wins the election. Your Point of Attraction is determined solely by you, by what you believe, think, expect and feel. No one and nothing else is ever to blame – ever.No one makes you unhappy – you do that. No one can make you
happy – only you can do that. It’s your choice – always.
Magic is an adventure that can take you to the very edge of what you know and expect of the world around. Magic is fun, interesting and exciting. You can use Magic to enrich your life with new experiences and expectations. Fantasy becomes reality with Magic. It can help you to better health and bring you constant good luck, improve you as a person and eradicate bad habits. Magic can make you more attractive to others. Magic can give you new reasons for living. Magic is powerful and you should never underestimate its potential. Magic is a philosophy. You can use Magic to alter events and achieve what you want in life.

You should think of a Spell as a seed. A seed is a unit of consciousness that has a body, a charge and an intelligence which, given the proper conditions, will manifest itself into the world exerting an influence on the relevant subjects. Seeds are created, transmitted and earthed in order to achieve change – a change in one’s world, life or identity. A Spell is a way of attracting energy and focusing it with your will to manifest change.

Go here now to discover how to become a Mind Reality Member:
==> http://www.MindReality.com/specialoffer.html

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Don’t be duped by common myths about flu

Last update: October 31, 2009 – 2:20 PM

Some great news on the flu;

If there’s one thing that spreads faster than the flu, it’s unfounded rumors. We asked Dr. Dean Blumberg, pediatric infectious disease specialist at the University of California, Davis Medical Center, to debunk a few common myths about the H1N1 vaccine.

Myth: The vaccine isn’t safe. The vaccine is functionally identical to the regular seasonal flu vaccine. The chances of dying from it are much smaller than from H1N1 disease.

Myth: You can get sick from the vaccine. The flu virus is inactivated in the vaccine shot, so it can’t make you sick. The virus is alive in the nasal spray, but it’s so weak that the most you could get would be a mild runny nose or scratchy throat.

Myth: The vaccine has harmful chemicals. Multi-dose vials of the vaccine do contain the preservative thimerosal, which contains ethyl mercury. Single-dose vials and the nasal spray do not. Many studies have shown thimerosal poses no danger to children.

Myth: The H1N1 vaccine shouldn’t be administered to pregnant women. Pregnant women should not receive the nasal spray, but they should be first in line to get the shot.

SACRAMENTO BEE

Get flu information onlineThe American Medical Association recently set up AMAfluhelp.org, a flu health-assessment site that allows patients to assess symptoms quickly and interact with their physician. The program walks patients through a series of questions to determine the severity of their flu symptoms based upon the latest Centers for Disease Control and Prevention guidelines. It also offers vaccine information for pregnant women, and guidance on monitoring post-vaccine symptoms and determining when to return to school or work after the flu.

MCCLATCHY NEWS SERVICE

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Sports; Yankees Yankees Yankees Here is my Prediction- We have two great teams #1 I believe that theYankess is one of the greatest teams ever not just because I lived in NY for a while but because they are who they are and they are just a great team and no one can take that from them. #2 They have a team though there has been lots of animosity they have come together and has taken them some time to accomplish that but here they are. #3 There has been issues in the past among the team members but in time they have learned to put aside their differences and accomplish one goal which is to win.

“Life is the same way sometimes our jobs calls for the same type of goal setting and we just have to put our differences aside and come together and accomplish whatever goal we set out to reach” ( Luciano Santini)

Pettitte’s gem puts Yanks in control of Series

Lefty extends postseason dominance in pivotal victory11/01/09 2:38 AM EST

PHILADELPHIA — If Reggie Jackson is Mr. October, Andy Pettitte has to be Mr. Postseason.

There has never been a more successful pitcher in October baseball than the Yankees left-hander from Texas. His big heart and gritty determination showed why Saturday on a miserable night at Citizens Bank Park.

He won his record 17th postseason game, sending the Phillies to a crushing 8-5 setback that may make defending their World Series title a long shot.

New York’s victory, after an 80-minute rain delay, gave the Yankees a 2-1 lead in the best-of-seven tournament with their 27th championship well within sight.

I’ve always felt the third World Series game is pivotal. It became just that for the Yankees, who gained the momentum when they evened the Series in New York on Thursday night and extended in true Halloween fashion.

Now, the Yankees are in firm control and will send their ace, CC Sabathia, to the mound Sunday night on three days’ rest. They’ll be heavily favored to move a giant step closer to winning their first World Series since 2000.

Yes, this World Series may be all but over.

Sabathia, a 6-1 loser in Game 1 at Yankee Stadium, will be the first pitcher to start a World Series game on three days’ rest since 23-year-old Josh Beckett tossed a five-hit shutout that clinched the Florida Marlins’ 2003 World Series title. CC will be opposed by Joe Blanton, who hasn’t started a game in almost two weeks.

Even if the Phillies salvage a win or even two at home the next two nights, they’ll have to be successful in the unfriendly environment of Yankee Stadium.

Pettitte’s gem puts Yanks in control of Series

Lefty extends postseason dominance in pivotal victory“We’ll come out tomorrow and we’ll try to play better and hard,” said Phillies manager Charlie Manuel after Saturday’s loss. “We’re that kind of team.”

Pettitte, who said the rain delay interrupted his normal pregame routine, merely teased the Phillies when they vaulted out to a 3-0 lead after two innings. He then held them in check and even drove in a run himself when the Yankees took a 5-3 lead against struggling, ineffective Cole Hamels.

Pettitte said he’s been in rain delays a lot this year, “but it really affected me a little bit today. I was heated up, ready to go and felt like I was in a real good place mentally. As I was about to walk out the [clubhouse] door to go to the bullpen, they shut me down.”

He was brilliant at snuffing out the Phillies’ left-handed batters.

Chase Utley, Ryan Howard and Raul Ibanez were 0-for-9, with six strikeouts.

Howard struck out six consecutive times (four in Game 2) before popping up to the shortstop in the sixth inning, then fanned again in the eighth with reliever Damaso Marte, another left-hander, on the mound.

Howard, MVP of the National League Championship Series, is now 2-for-13 with nine strikeouts. He hasn’t had a hit since Game 1.

“It was a battle tonight,” said Pettitte. “I wasn’t able to get my breaking ball over. Fortunately enough, they had some lefties in the lineup that I was able to cut some balls, get away from them in some big situations and able to get some outs when I needed to get some.”

The Phillies quickly built a 3-0 lead after two innings, but after that — except for Jayson class=”hiddenSpellError” pre=”Jayson “>Werth’s second home run of the night, a blast in the sixth — Pettitte shut the door.

“The biggest thing was he closed out our left-handed hitters; he got our left-handed hitters out,” said Manuel.

Yankees manager Joe Girardi said, “You start talking about Utley and Howard and Ibanez, you’re talking about three dangerous hitters. I thought Andy located the ball well. He used his fastball well and came inside. He just did a lot of things to get three really good hitters out.”

After Pettitte punched out Utley, with runners on first and second and two down in the second, he didn’t allow a hit until Werth led off the sixth with his homer.

Pettitte completely took away Philadelphia’s offensive momentum when he set them down in order in the third inning. He did the same thing in the fifth and would have in the fourth had it not been for Alex Rodriguez’s throwing error.In all, Pettitte allowed five hits during six innings and struck out seven.He admitted he struggled early, not being able to locate his pitches.After the second, he said, “well, you’re thinking, ‘I’ve given up three, don’t give up another one.’ After that, I was frustrated and I’m thinking, ‘You’ve got to go six or seven right there. You cannot give up another run.’”With all his postseason success, he cannot ever remember winning a game when he fell behind 3-0 and couldn’t find his normal groove.”I may have, but I can’t recall wining a game where I’ve struggled like I did tonight. It’s very gratifying to be able to go out there and just battle through it. I knew after the first inning the ball wasn’t going where I wanted it to exactly, and usually lately it has been.”Pettitte said the Phillies “had me on the ropes and I’m thankful I was able to get out of that [second] inning without giving up more than those three runs That was big for me right there.”And the reason why he picked up the pieces, rebuilt his game and is Mr. Postseason.Hal Bodley is the senior correspondent for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.

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‘We better not see you on again,’ the strategist says he was told by a White House official. The White House communications director denies that officials urge such a boycott.

The Man Who Predicted the Depression

Ludwig von Mises explained how government-induced credit expansions led to imbalances in the economy.

By MARK SPITZNAGEL

U.S. jobless rate hits 10.2 percent

The nation’s unemployment rate soared to 10.2 percent in October, putting pressure on Congress and President Barack Obama to do more to create new jobs.

From Miami Herald Staff

U.S. jobless rate hits 10.2 percent

The nation’s unemployment rate soared to 10.2 percent in October, putting pressure on Congress and President Barack Obama to do more to create new jobs.

From Miami Herald Staff

The mortgage giant’s move is part of an attempt by lenders to keep a wave of foreclosed properties from slamming a housing market that has shown some signs of recovery.

Babies Cry With an Accent, Study Finds

Newborns Cry With the Melody of Their Parent’s Language By LAUREN COX ABC News Medical Unit Nov. 5, 2009

Were You Learning in the Womb?

Senate Approves More Jobless Benefits

This is a website you need to look at and tell yurself that you are ready to make some money in this economy!!

WOW Crazy huh mmmmmmm I don’t know!!

Stanley, Black & Decker in Deal

ByJEFFREY MCCRACKEN AndKEITH JOHNSON

Phillies stay alive behind Utley, Lee as Series shifts back to N.Y.

Don’t be duped by common myths about flu

Pettitte’s gem puts Yanks in control of Series

Pettitte’s gem puts Yanks in control of Series

Newborns Cry With the Melody of Their Parent’s Language By LAUREN COX
ABC News Medical Unit
Nov. 5, 2009